employee benefits
Employee benefit plans are complex and costly. Evaluation and implementation of healthcare and wellness strategies can be a challenge. To stay competitive in the market place, a business must choose a benefit program that works for both its company and its employees.
On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act (PPACA) setting into place sweeping changes as to the way Americans receive healthcare insurance and benefits. A drafted time line of implementation from 2010 thru 2018 has everyone from business owners and human resources managers to employees and retirees asking questions on:
Play or Pay – Mandated Benefits – Reporting Requirements – Retiree Coverage
Small Employer Tax Credits – Restrictions on Cafeteria Plans – Free Choice Vouchers
Automatic Enrollment Wellness Incentives – “Cadillac” Plans and so on.
The Knauff Insurance team of trusted advisors can help you and your company have a thorough understanding of all the new laws and healthcare regulations and, in doing so, develop creative and cost-saving solutions. Staying with the status quo can cost your business thousands of dollars over a very short period of time. Now is unquestionably the time to act.
Knauff’s experienced employee benefit professionals research every available option to your business by conducting an in-depth analysis of your company’s employee benefit and wellness program. After careful examination of the needs analysis, Knauff reviews the options available to your business and markets your employee benefit program through an extensive array of benefit markets to obtain the best coverage and rates available.
With over 40 years of experience, Knauff Insurance is one of the premiere employee benefit brokers in the southeastern United States. Knauff’s personal approach is to become an integral part of your company’s benefit program.
Knauff Insurance has extensive experience in every aspect of employee benefit-funding arrangements that include:
Traditional Funding
• Minimum Premium
• Self Insurance
• Health Reimbursement Account (HRA)
• Health Savings Account (HSA)
Knauff Insurance offers Employee Benefits that include:
Employee Benefit Products:
• Health Insurance
• Life Insurance
• Dental Insurance
• Vision Insurance
• Long-term Disability Insurance
• Short-term Disability Insurance
• Long-term Care Insurance
• Flex Pan Designs (Including Section 125, medical and dependent care accounts)
Employee Retirement Plans:
• 401 (k) & 403 (b)
• SEP & IRA
Executive Benefit Plans:
• Supplemental Executive Retirement Plans (SERP)
• Disability Buy-up Policies
• Split-Dollar Plans
• Key Man Life Insurance
Value-Added Services:
Wellness Director
Knauff can assist your company by helping you develop a wellness program.
Human Resources Support Assistance
Knauff understands the complex employer-employee relationship; we are prepared to assist business owners and managers with all facets of employee relations.
COBRA and HIPAA Assistance
Knauff develops and implements solutions designed to assist our clients in their efforts to maintain benefit and compensation arrangements in compliance with all legal requirements.
Technology Solution
Knauff will help your company leverage the right technologies to more effectively communicate and deliver your employee benefit programs.
